Built for Banks That Want to Scale Their Enterprise Book.

Today’s bank‑to‑ERP connectivity model forces banks to treat every new enterprise client as a bespoke IT project. Alive changes the model entirely — one connection to the Alive Intelligent Connectivity Layer gives your bank a single unified interface to every ERP your clients run, with zero per‑customer integration cost and onboarding measured in minutes.

Banks market visual
Alive logo
The Challenge

Why Enterprise Onboarding
Costs Banks So Much.

Whether serving large corporates or SMBs, banks today face the same structural problem: every new client requires a separate, expensive, time‑consuming integration effort.

Large corporates banking operations

Large Corporates

Large enterprises connect to their banks via host‑to‑host integrations. These are bespoke, bilateral arrangements that require dedicated IT readiness assessments, separate commercial agreements for each new ERP relationship, and ongoing maintenance overhead on both sides.

SMB banking workflows

SMBs

SMBs have it worse. Most have no bank integration at all — they access banking services manually through bank portals. There is no automated data flow, no reconciliation, and no ability to access embedded financial services at the point of need.

The result, across both segments, is a set of challenges that limit growth and digital competitiveness:

Onboarding Cost and Time

Customer onboarding requires IT readiness. Each new client takes 6–8 weeks and $50–100K to integrate, even when they use the same ERP as an existing client.

No Scalability

Banks must onboard each customer separately, making it impossible to grow the SMB book efficiently without proportional increases in IT cost.

Limited Visibility and Control

Fragmented, bilateral integrations mean banks have no single view across their enterprise client relationships.

High Maintenance Burden

Legacy 1:1 integrations require continuous maintenance, consuming IT resources that could be directed toward new product development.

Security and Compliance Risk

Encryption and data handling are managed per ERP standards rather than bank standards, creating compliance blind spots.

Inability to Offer Digital Products

The architecture of existing integrations makes it impossible to offer new digital products — embedded finance, BNPL, real‑time payments — that enterprise clients increasingly expect.

The downstream impact is significant: negative customer experience, substantial IT costs, and a structural limitation on the bank’s ability to compete on digital services.

The Alive Solution for Banks

One Connection. Every ERP.
Zero Overhead.

Alive acts as the intelligent middleware between your banking infrastructure and the ERP systems your enterprise clients use. Your bank integrates with Alive once. From that point, every new client — regardless of whether they run SAP, Oracle, NetSuite, QuickBooks, Xero, or Zoho — connects through the same pre‑built layer.

Enterprise Treasury
via ERPs
SMBs
via accounting
packages
Bank
Core banking system

For Large Corporates

Replace bespoke host‑to‑host arrangements with a single API connection through Alive. New enterprise clients onboard via pre‑certified ERP connectors without requiring separate IT work or commercial agreements.

For SMBs

Give SMB clients their first real integration with your bank. Alive connects accounting packages — Xero, QuickBooks, Zoho — directly to your banking platform, replacing manual portal access with automated, real‑time data flows.

Benefits For Banks

What Alive Delivers.

Alive connects enterprises not just to their bank, but to a broader marketplace of financial service providers — surfacing the right product at the right moment, intelligently, within the existing ERP workflow. No separate logins. No fragmented provider relationships.

Benefits visual
Benefits For Banks

What Your Clients Experience Through

When your bank deploys Alive, your enterprise clients gain immediate access to a transformed banking experience:

Instant Connectivity

Connect to your bank in minutes, with no IT project required on the client side.

Real‑Time Visibility

Live cash positions, account balances, and transaction data surfaced directly within their ERP.

Zero Errors and Reconciliation Issues

Automated data sync eliminates manual entry and reconciliation entirely.

Expanded Services

Access payments, trade finance, supply chain finance, and letters of credit from within existing ERP workflows.