Product
The Alive Product Suite
Alive’s Intelligent Connectivity Layer sits between your bank and the ERP systems your enterprise clients run every day. The result is a single, modular platform that eliminates integration overhead, enables real-time financial operations, and surfaces AI-powered services at the moment they are needed.
Three Layers. One
Intelligent Platform.
Alive connects three distinct ecosystems — your customers’ ERP modules, your bank’s banking modules, and a marketplace of financial service providers — through a single Agentic AI integration layer. Each layer is modular, meaning you can activate the capabilities your clients need without rebuilding anything.
ERP Modules
Finance & Accounting
GL, AP, AR budgeting
Human Resources
Payroll, benefits, HRIS
ALIVE agentic
AI integration
Orchestration engine
Multi-agent task routing
Data & context layer
Entity resolution, memory
Banking & financial
service providers
Core banking system
Deposits, loans, ledger
Payroll & treasury
Disbursements, FX
Works With the Systems
Your Clients Already Use.
Alive connects natively to the leading ERP and accounting platforms across both the SMB and enterprise segments, with no custom development required on the client side.
Supported
ERP Integrations
ERP Data Modules Supported
Cash Management
Real-time cash position monitoring synced directly to your banking infrastructure
Accounts Payables
Automated AP workflows with direct bank payment execution.
Accounts Receivables
Invoice replication and real-time receivables tracking across banking modules.
General Ledger
Automated journal entries and reconciliation, reducing month-end close time by up to 70%.
The Full Suite of Enterprise Banking Capabilities
Delivered Through One Integration.
Banks connect once to Alive and instantly gain the ability to offer the complete range of enterprise banking services to every client they onboard — regardless of which ERP that client runs. No per‑customer IT readiness. No separate commercial agreements. No maintenance overhead.
Virtual Account Management
Automated virtual account structures aligned to client ERP data in real time.
Liquidity Management
Unified view of cash across all entities and currencies for smarter treasury decisions.
Real‑Time Payments
ACH, push payments, token payments, and FX — executed directly from within the client’s ERP workflow.
Corporate Banking Analytics
High‑visibility analytics across all integrations with a single control center for your team.
Real‑Time Receivables
Live receivables data synced from the client ERP to your banking platform.
Tailored Banking Services
Banks can customise products and offers without risk of breaking existing integrations.
Multibank Banking Aggregation
Clients operating across multiple banking relationships get a consolidated, single‑pane view.
Faster Go‑to‑Market
Launch embedded finance use cases in minutes, not months.
Future‑Ready Architecture
API‑first, cloud‑native, and modular by design.
Unified Control Center
Single dashboard across all banks, partners, and ERP connectivity.
Global Connectivity
Access to multiple banking partners and regions under one platform.
Reduced IT Dependency
Plug‑and‑play integrations with minimal customisation.
Accelerated Closing Cycles
Real‑time reconciliation and automated journal entries reduce month‑end close time by up to 70%.
Improved Liquidity Management
100% visibility into global cash positions across all entities and currencies.
Beyond Banking. A Marketplace of Contextual
Financial Services.
Alive connects enterprises not just to their bank, but to a broader marketplace of financial service providers — surfacing the right product at the right moment, intelligently, within the existing ERP workflow. No separate logins. No fragmented provider relationships.
Financial Services Available
Through Alive
PO Financing
Purchase order financing accessed directly at the point of need within the procurement workflow.
Trade Financing
Fast, collateral-light trade financing with flexible terms for buyers and sellers.
Letters of Credit
A fully digital, end-to-end LC lifecycle on one platform — transparent, efficient, and error-free.
Bill Discounting
Convert outstanding invoices into working capital through automated bill discounting workflows.
Insurance
Contextual trade and risk insurance covers surfaced by Alive’s Agentic AI at the moment of transaction.
Intelligent. Contextual. Always On.
At the centre of the Alive platform is its Agentic AI engine. Rather than requiring users to seek out financial services manually, Alive’s AI continuously monitors transactional data, cash positions, and business context to surface recommendations, automate workflows, and execute actions proactively.
Cash Forecasting
Real‑time cash flow forecasting and balance reporting across all accounts and entities.
Contextual Offers & Recommendations
Trade financing, insurance, and working capital offers presented within the ERP at the optimal moment.
Receivables Management
Your bank connects once to the Alive Intelligent Connectivity Layer via secure API. No per‑customer IT work required.
Liquidity Management
Continuous monitoring of cash positions with automated alerts and optimisation actions.
Trade Financing Offers
AI‑triggered financing offers based on live PO and invoice data.
Insurance and Risk Covers
Dynamic risk assessment and insurance recommendations embedded in trade workflows.
Powering Every Stage of Trade and Liquidity.
Alive connects enterprises not just to their bank, but to a broader marketplace of financial service providers — surfacing the right product at the right moment, intelligently, within the existing ERP workflow. No separate logins. No fragmented provider relationships.
Receivable Finance
Convert pending invoices into working capital with a 1–2 day turnaround. Alive automates the submission, approval, and funding process end-to-end, eliminating the manual effort and delays of traditional invoice financing.
Intelligent Payments
Save significant team time with automated accounting and bulk payment execution. Alive handles payment matching, reconciliation, and journal entries automatically — so your team focuses on decisions, not data entry.
Trade Loans
Access buyer and seller working capital loans with fast processing, no collateral requirement, and flexible repayment terms. Trade loan applications are triggered contextually based on live ERP transaction data.
Letters of Credit
Manage the entire LC lifecycle digitally — from issuance and amendment to presentation and settlement — on a single platform. Transparent, efficient, and free from the errors and delays of paper-based LC processes.
